Ahmad, Khairul Anuar, Fakhri Sungit, Mohd Isa Mohd Deni, Noor Aimi Mohd Puad, Marhanum Che Mohd Saleh, Mohd Hafizal Elias, and Anis Nadhirah Nor Mukshar. 2023. “Model Takaful Berasaskan Filantropi Di Malaysia: Isu, Cabaran Dan Keperluan: Philanthropy-Based Takaful Model in Malaysia: Issues, Challenges and Needs”. Journal of Muwafaqat 6 (1):104-22. https://doi.org/10.53840/muwafaqat.v6i1.141.