Model Takaful Berasaskan Filantropi di Malaysia: Isu, Cabaran dan Keperluan: Philanthropy-Based Takaful Model in Malaysia: Issues, Challenges and Needs. Journal of Muwafaqat, [S. l.], v. 6, n. 1, p. 104–122, 2023. DOI: 10.53840/muwafaqat.v6i1.141. Disponível em: https://muwafaqat.uis.edu.my/index.php/journal/article/view/141. Acesso em: 26 jul. 2026.